KGH:
Regarding your insulin resistance question above, I didn't self-diagnose or get stuff off blogs.
The diagnosis comes from my thyroid/hormone dr in Torrance, Ca with the Holtorf Group. My fasting insulin in 2007 was over 14 (upper limit 7) and triglycerides were over 850.
I was directed to do very low carb, some supplements, I switched away from Synthroid to a T3 med, and some hormones like testosterone, DHEA, and a lot of D3.
Now insulin is 4, trigs about 65, and I lost 120 lb. Something worked.
I have tried a few times to add what I consider safer carbs, which happens to match your own list-rice, white potatoes, and bananas. Weight creeps up and I stop these every time. There may be an explanation besides insulin resistance, but I don't know what it is. I'm going with what I learned from my doc.
I read Mastering Leptin and it was interesting, but no help.
KGH:
"Now insulin is 4, trigs about 65, and I lost 120 lb. Something worked. "
That is fantastic success. The lower fasting insulin is an effect of the fat loss and your improved IS, and could have occurred had you lost fat mass with any diet. I am not saying you would have lost as much with any other technique, I am saying that being insulin resistant is the effect of overnutrition and it is not specific to carbohydrate intake.
A fasting insulin of 4 is very healthy and indicates that you are NOT pathologically insulin resistant. You are able to keep your liver from flooding your body with glucose with a very small amount of basal insulin. This is the definition of having good insulin sensitivity.
So there is probably an explanation for your fat gain with starches, but it cannot be that you are insulin resistant, as you are not.
Have you tried eating them in bland fashion and while otherwise limiting FR?